It is the policy of the Bank of Walker County to comply with all the of the provisions and implementing regulations of the Secure and Fair Enforcement for Mortgage Licensing Act of 2008 (S.A.F.E. Act, 12 CFR 365,FDIC).

The objective of the S.A.F.E Act is to require registration of all mortgage loan originators. Such registration will enhance the aggregating and improving the flow of information to and between regulators; providing increased accountability and tracking of mortgage loan originators; enhancing consumer protections; supporting anti-fraud measures; and providing consumers with easily accessible information at no charge regarding the employment history of, and publicly adjudicated disciplinary and enforcement actions against, mortgage loan originators.

The Bank of Walker County shall require that each employee of the bank that acts as a mortgage loan originator (MLO) to register with the Nationwide Mortgage Licensing System and Registry (NMLS). The mortgage origination employee that has become a MLO will obtain a unique identifier which the MLO shall disclose: 1) to a consumer upon their request; 2) before acting as a MLO; and 3) through the MLO’s written communication with the consumer whether it be on paper or electronically. The Bank of Walker County shall not let any employee act as an MLO unless they have registered with the NMLS.

The Nationwide Mortgage Licensing System and Registry identification number for the Bank of Walker County is #412468 and the Mortgage Loan Originators for the Bank of Walker County are:

Anthony Sparks – MLO#423630
Walker Wilson – MLO#423359
Tammy Burton – MLO#274976